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Luckily there are ways to find a loan based on income not credit. These loans requiring a balloon payment on short.

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If a lender is offering a loan with no credit check they are likely a title or payday lender offering a high interest loan for a short period of time. No Income Verification mortgage program is a perfect fit for investors who dont qualify for traditional financing based on their tax returns. Ad Compare Loan Options Rates All Online - Get Started with Quicken Loans Now.

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But BNPL is a great way for low income families or those with limited or no credit to get a short term loan.

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